CCCS is certified by the U.S. Department of Housing and Urban Development (HUD) to provide counseling and advise on housing issues to existing homeowners. Our office has served NE Indiana since 1965.

Financial difficulties are a common problem in today's economy. People find themselves in situations that are beyond their control that affect their lives and financial stability. Divorce, bankruptcy, job loss, illness, and changing economic conditions are only a few examples of life altering situations that affect our finances. Whatever the reason, it is important to be informed of all the available options and act quickly.

CCCS offers free confidential Mortgage Delinquency and Foreclosure Prevention Counseling to help you understand your options and alternatives and how to deal with your situation. Whether you are starting to get behind or are more seriously delinquent, our trained housing counselors can meet with you in person to evaluate your situation. CCCS can help homeowners assess their financial situation, establish a budget, set priorities, discuss your options and contact mortgage lenders, if necessary, to develop a plan to address the mortgage delinquency. Our certified housing counselors will negotiate on your behalf to reach a workable solution. There is no charge for these confidential services. If you are experiencing problems making your mortgage payments, please call today to schedule your face-to-face appointment. Call our Certified Housing Counselors at: