1.	Income
	Enter Your monthly net income
	Enter spouse/other monthly net income
	Total monthly net Income
2.	Expenses
	Enter Monthly Expenses
	Total Monthly Expenses

May Change From Month To Month
	Budget Checklist	Actual	Recommended	Difference
Housing/Utilities (36%) $0.00 $0.00 $0.00 Food (12%) $0.00 $0.00 $0.00 Transportation (12%) $0.00 $0.00 $0.00 Medical (4%) $0.00 $0.00 $0.00 Recreation (4%) $0.00 $0.00 $0.00 Clothing (4%) $0.00 $0.00 $0.00 Giving (10%) $0.00 $0.00 $0.00 Miscellaneous (4%) $0.00 $0.00 $0.00 Savings (5%) $0.00 $0.00 $0.00 Debts (non-mortgage) {5%) $0.00 $0.00 $0.00 Personal Insurance e.g., Life, Disability (4%) $0.00 $0.00 $0.00 Education/Child Care (6%) $0.00 $0.00 $0.00 Total Expenses $0.00 $0.00 $0.00
		Total Income Minus Expenses

        Education/Child Care 6% (This category is added as a guide only).